Hugh Sarjeant

January 2012

Topic: Legal

Authors: Hugh Sarjeant, Corey Plover

Financial compensation - inconsistencies, absurdities and bad judgments

This paper was written for presentation at the 2010 national conference of the Australian Lawyers Alliance.

It examines a range of components of economic compensation and highlights how they depart from sound valuation principles. It addresses the chronically high discount rates in Australia, the various approaches of assessing superannuation losses, the erroneous principles emerging in fund management, unjustified allowances for vicissitudes and the haphazard application of penalty interest. An attempt is made to quantify the extent to which each component deviates from the value required for indemnity, and the paper suggests how more accurate loss assessment can be performed within the existing legislative framework.

April 2009

Topic: Legal

Authors: Hugh Sarjeant, Paul Thomson

Dependency percentages for two-parent families

This paper uses 2003-04 Household Expenditure Survey data to suggest dependency percentages for survivors in different types of two-parent family, where one of the parents dies, and for one-parent families, where the parent dies. These percentages may provide a starting point for assessment of damages for economic loss by survivors of a deceased earner.

February 2009

Topic: General Insurance

Author: Hugh Sarjeant

Loss ratios

This publication provides loss ratios by state, based on APRA Half Yearly General Insurance Bulletin. The loss ratios are calculated as the ratio of claims cost to earned premium.

Author:  Hugh Sarjeant

April 2006

Topic: Legal

Authors: Hugh Sarjeant, Paul Thomson

Discount rates and life tables: A review

The use of discount rates and life tables is important in many cases where future economic loss is to be determined. This article looks at what they mean, the reasons they are used, and the impact of recent changes to statutory discount rates.

June 2005

Topic: Aged Care

Author: Hugh Sarjeant

Residential aged care: can the house pay for it?

This is a note prepared as a background to a presentation by Hugh Sarjeant to AHURI "Housing Futures in Australia". It addresses the extent to which the cost of residential aged care can be met from house assets.

Author:  Hugh Sarjeant

June 2005

Topic: Legal

Authors: Richard Cumpston, Hugh Sarjeant

Deductions for vicisstudes

This document provides estimates of reasonable deductions for unemployment, sickness, disability and strikes by age and sex by occupation group.

October 2002

Topic: Legal

Authors: Richard Cumpston, Hugh Sarjeant

Essential personal expenditure

This contains our estimates of essential personal expenditure. This is important when calculating economic loss suffered by the dependents of a deceased person.

Authors:  Richard Cumpston,  Hugh Sarjeant

February 2002

Topic: Aged Care

Author: Hugh Sarjeant

Strengthening the financing of aged care

This paper was presented at the Productivity Commission Conference The Policy Implications of the Ageing of Australia's Population, Melbourne, March 18-19 1999. The paper estimates the level of future liabilities for aged care, and considers some means by which other sources of funding could be developed to lessen reliance on current expenditures to meet these liabilities.

Authors:  Hugh Sarjeant,  Anna Howe

May 2001

Topic: Legal

Authors: Richard Cumpston, Hugh Sarjeant

Estimating economic loss - recent developments

This is a text version of a paper presented by Richard Cumpston at the 2001 Victoria national conference of the Australian Plaintiff Lawyers Association (APLA).

Author:  Richard Cumpston